Pre-Contract for Life Insurance Agents and Investment-Linked Life Insurance Examination (PCIL)

Upon completing the PCEIA and CEILLI, candidates are expected to know about various concepts in insurance, life insurance and general insurance business operations and products, investment‐linked mechanism; and ethical practices in insurance business.

Recommended For:
Anyone who intend to pursue a career as life insurance agent. The PCIL exam is a combination of Pre-Contract for Insurance Agent and Investment Linked Life Insurance examinations.

After passing this examination, the exam candidate will have to register himself/herself with the Persatuan Insurans Am Malaysia (PIAM) for general insurance and Life Insurance Association of  Malaysia (LIAM) for life insurance before he can transact any insurance business.

Candidate who have passed this exam may forward a copy of the result to the preferred agency manager of insurance company that he/she will be representing who will arrange for licensing with the respective associations.

Minimum Entry Requirement:
SPM/MCE with 5 passes inclusive Bahasa Malaysia subjects or other qualifications deemed equivalent or higher (must be academic based).

Modes of Exam:
  • Computer‐Based Exam (CBE) - Click here to check our examination centre locations
  • Virtual Computer-Based Exam (VCBE) - Take your exam anytime and anywhere. See below for VCBE requirements.
Exam Format
A - Basic Insurance 40 questions
C - Life Insurance 30 questions
D - Investment‐linked 30 questions

Duration: 2 hours

English, Bahasa Malaysia, Mandarin

Passing marks:

Contact Info

The Malaysian Insurance Institute 197701004772 (35445-H),
Level 6, Bangunan AICB,
No. 10 Jalan Dato’ Onn,
50480 Kuala Lumpur, Malaysia 

Tel : +603 2712 8882

Email :

Customer Service Virtual Office: Open from 10:00 a.m. to 12:00 p.m., Mon-Fri

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