Title

HOSPITAL & SURGICAL INSURANCE - A PRACTICAL APPROACH ON SELECTION OF RISKS & CLAIMS ASSESSMENT

Date

16 – 19 April, 2012

Duration

4 Days

Level  

Intermediate / Advance

Time

9.00 am to 5.00 pm

Venue

Seri Pacific Hotel Kuala Lumpur
Jalan Putra
50746 Kuala Lumpur,
Malaysia

Tel (603) 4042 5555
Fax (603) 4041 7236
E-mail: resv@seripacific.com
http://www.seripacifichotel.com

Trainer

1. Ms. Tan Eng Bee

Key Course Content

1. Selection of Risk relating to Hospital & Surgical Insurance

• Selection of Risk (Hospital & Surgical Insurance)
1. Concept of Risk
2. Who is Responsible
3. Underwriting Objectives
4. Underwriting Consideration
5. Type and Classification of Risk
6. Fixing Underwriting Terms
• Why does Underwriting Decision differs
  1. The Underwriting Continuum
  2. Factors influencing the Underwriting Continuum


• Underwriter's alert -stand alone vs. rider Hospital & Surgical Insurance
• Other Considerations in underwriting

2. Other Considerations in underwriting

• What Constitute Sickness and Injury
• Concept of Medically Necessary
  1. Application of the concept
  2. Impact of Medically Necessary Clause on Claims


• Common Medical conditions in the text exclusion list
  1. Congenital Conditions
  2. Cues to pre-existing/Long standing illnesses
  3. Refraction / Surgical correction of nearsightedness
  4. Veneral diseases (Sexual Transmitted Diseases)
  5. Sleep and Snoring Disorders

Course Fee Per Person

Fees Category

LOCAL

INTERNATIONAL

Single Registration

RM 2580

USD 1200

Group Registration

20% Discount will be given to the fourth and subsequent registration